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	<title>Microfinance a Working Solution to Global Poverty &#187; Mwanga</title>
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		<title>A Drumbeat and a Trust Group: My Trip to Tanzania</title>
		<link>http://www.opportunity.org/blog/malin-trip-to-tanzania/</link>
		<comments>http://www.opportunity.org/blog/malin-trip-to-tanzania/#comments</comments>
		<pubDate>Wed, 20 Jun 2012 14:26:11 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Insight Trips]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Our Mission and Vision]]></category>
		<category><![CDATA[Our Work]]></category>
		<category><![CDATA[Trust Groups]]></category>
		<category><![CDATA[Africa]]></category>
		<category><![CDATA[Arusha]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Clients]]></category>
		<category><![CDATA[Faraja Centre]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Himo]]></category>
		<category><![CDATA[Insight Trip]]></category>
		<category><![CDATA[Malin Akerman]]></category>
		<category><![CDATA[MFI]]></category>
		<category><![CDATA[Microfinance]]></category>
		<category><![CDATA[Mwanga]]></category>
		<category><![CDATA[Ngorongoro Crater National Park]]></category>
		<category><![CDATA[Opportunity International]]></category>
		<category><![CDATA[Opportunity Tanzania]]></category>
		<category><![CDATA[Poverty]]></category>
		<category><![CDATA[Tanzania]]></category>
		<category><![CDATA[Young Ambassadors for Opportunity]]></category>

		<guid isPermaLink="false">http://www.opportunity.org/?p=22998</guid>
		<description><![CDATA[The following post is by actress Malin Akerman, who recently joined , from her March  with her husband Roberto to see Opportunity&#8217;s work in Tanzania. In my last post I told you about how and why Roberto and I decided to take a trip with  to Tanzania. Here&#8217;s a really brief recap of our trip, with highlights,<a href="http://www.opportunity.org/blog/malin-trip-to-tanzania/"> Read more...</a>]]></description>
			<content:encoded><![CDATA[<p><em>The following post is by actress <a  href="http://www.opportunity.org/malin/#.T-CQ_Bdm7nh" target="_blank">Malin Akerman</a>, who recently joined <a  href="http://www.opportunity.org/young-ambassadors-for-opportunity/">Young Ambassadors for Opportunity</a>, from her March <a  href="http://www.opportunity.org/be-involved/insight-trips/">Insight Trip</a> with her husband Roberto to see Opportunity&#8217;s work in Tanzania.</em></p>
<div id="attachment_23004" class="wp-caption alignright" style="width: 310px"><a  href="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_4347.jpg" class="thickbox no_icon" rel="gallery-22998" title="Myself with Elizabeth Gideon Kuandika, the head of the Arusha widows group"><img class="size-medium wp-image-23004    " title="Myself with Elizabeth Gideon Kuandika, the head of the Arusha widows group" src="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_4347-300x200.jpg" alt="Myself with Elizabeth Gideon Kuandika, the head of the Arusha widows group" width="300" height="200" /></a><p class="wp-caption-text">Myself with Elizabeth Gideon Kuandika, the head of the Arusha widows group</p></div>
<p>In <a  href="http://www.opportunity.org/blog/my-journey-with-opportunity-international-begins-actress-malin-akerman-travels-to-tanzania/#.T-CO2Rdm7ng" target="_blank">my last post</a> I told you about how and why Roberto and I decided to take a trip with <a  href="http://www.opportunity.org/">Opportunity International</a> to Tanzania.</p>
<p>Here&#8217;s a really brief recap of our trip, with highlights, insights and surprises.</p>
<p>First, we travelled to Opportunity International’s <a  href="http://www.opportunity.org/young-ambassadors-for-opportunity/events/lunch-learn-with-esther-mark-of-opportunity-tanzania/" target="_blank">Arusha</a> branch to meet with the local staff and see their office and bank. Something that surprised me was how similar the bank in Arusha looked to my local bank branch in L.A. It was clean, airy and of course everyone was incredibly friendly. We spent some time talking about how the <a  href="http://www.opportunity.org/our-work/loans/">loans</a> are dispersed and managed, then we hit the road.</p>
<div id="attachment_23005" class="wp-caption alignleft" style="width: 310px"><a  href="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_4377.jpg" class="thickbox no_icon" rel="gallery-22998" title="Roberto and I with Opportunity Tanzania's COO Ross Nathan (right) and children at the Faraja Centre"><img class="size-medium wp-image-23005" title="Roberto and I with Opportunity Tanzania's COO Ross Nathan (right) and children at the Faraja Centre" src="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_4377-300x200.jpg" alt="Roberto and I with Opportunity Tanzania's COO Ross Nathan (right) and children at the Faraja Centre" width="300" height="200" /></a><p class="wp-caption-text">Roberto and I with Opportunity Tanzania&#39;s COO Ross Nathan (right) and children at the Faraja Centre</p></div>
<p>We went to a local market where we met a few Opportunity clients. We met clients who sell potatoes, vegetables and miscellaneous home goods. We also stopped into a bustling restaurant started by an Opportunity client. While everyone worked in the same market, and sold different goods, I couldn&#8217;t believe the similarities. Everyone was able to use their loan from Opportunity International to increase business by getting more goods to sell and by hiring people to help them. Then, the first thing they did with their increased profits was send their kids to school. It still sends chills down my back when I think about how a simple concept is changing so many lives.</p>
<p>We also visited with a group of widowed women. The group, brought together by a common bond&#8211;they had all lost their husbands&#8211;created a <a  href="http://www.opportunity.org/our-work/trust-groups/">Trust Group</a> and together they&#8217;re working on their respective businesses. Some of them were farmers and needed more supplies to improve their returns, and others needed the loan to buy supplies to make more handicrafts to sell. I really enjoyed sitting with the women in one group member’s house to hear how they&#8217;re thinking about building their own businesses. Again, it was such an inspiring experience.</p>
<div id="attachment_23003" class="wp-caption alignright" style="width: 310px"><a  href="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_2839.jpg" class="thickbox no_icon" rel="gallery-22998" title="My favorite picture! Roberto and a little girl at the Faraja Centre"><img class="size-medium wp-image-23003 " title="My favorite picture! Roberto and a little girl at the Faraja Centre" src="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_2839-300x225.jpg" alt="My favorite picture! Roberto and a little girl at the Faraja Centre" width="300" height="225" /></a><p class="wp-caption-text">My favorite picture! Roberto and a little girl at the Faraja Centre</p></div>
<p>From there, we went to the <a  href="http://www.thefarajacentre.org/" target="_blank">Faraja Centre</a>, a school and home for orphaned girls, many of whom have been the victims of human trafficking and may have children of their own. I bonded with a young woman named Theresa. She had been brought to the center by the police, but with the love, care and resources from the center she was blossoming into a beautiful young woman. After that visit, Roberto and I knew we would be back to visit the Faraja Centre again. It&#8217;s an experience that changed my life. See one of my favorite pictures from the trip at right. It&#8217;s Roberto with a young girl at the center.</p>
<p>The next day, we drove for a while to visit the village of <a  href="http://www.opportunity.org/blog/opportunity-tanzania-is-listening-to-microfinance-clients-and-growing/" target="_blank">Mwanga</a>, to see Opportunity’s Himo branch. It took a couple of hours to get there but once we arrived we had the visit of a lifetime. We sat with about 30 people during a Trust Group meeting and we invited them to ask questions about our lives. We expected the questions to be about life in Hollywood, filming movies, etc. But instead we got one request: to hear Roberto play the drums. So with an upside down water bucket, Roberto pounded out a drum beat. The group rose to their feet, dancing and cheering&#8211;it was a pivotal moment for all of us. We realized, through Roberto&#8217;s music and talent, we are all connected.</p>
<div id="attachment_23006" class="wp-caption alignleft" style="width: 310px"><a  href="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_2862.jpg" class="thickbox no_icon" rel="gallery-22998" title="Roberto leads the Trust Group in a drum solo"><img class="size-medium wp-image-23006 " title="Roberto leads the Trust Group in a drum solo" src="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2012/06/IMG_2862-300x225.jpg" alt="Roberto leads the Trust Group in a drum solo" width="300" height="225" /></a><p class="wp-caption-text">Roberto leads the Trust Group in a drum solo</p></div>
<p>Sometimes life gets so serious, but with a simple request and the willingness to share, we all have something in common: a love for music.</p>
<p>As the trip continued, we visited healthcare centers, we learned more about the financial tools clients use, and we were humbled, impressed and surprised by how much people are able to do with so little.</p>
<p>Roberto and I took a mini-vacation after the trip to <a  href="http://www.lonelyplanet.com/tanzania/northern-tanzania/ngorongoro-crater" target="_blank">Ngorongoro Crater National Park</a>. I&#8217;m so glad we had the time together in Africa to reflect on our first trip with Opportunity International. We know we have found an organization we can support&#8211;one that lets people make their own decisions, but provides the tools to do so.</p>
<p>We&#8217;re excited to continue our involvement with Opportunity. Not long after we returned we decided to <a  href="https://www.livebelowtheline.com/us-opportunity" target="_blank">Live Below the Line</a> for Opportunity International&#8211;you can read a bit about that challenge <a  href="http://www.opportunity.org/blog/live-below-the-line-challenge-malin-akerman-yao-governors-staff/#.T-CjQxdm7ng" target="_blank">here</a>.</p>
]]></content:encoded>
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		<item>
		<title>Opportunity Tanzania is Listening to Microfinance Clients and Growing</title>
		<link>http://www.opportunity.org/blog/opportunity-tanzania-is-listening-to-microfinance-clients-and-growing/</link>
		<comments>http://www.opportunity.org/blog/opportunity-tanzania-is-listening-to-microfinance-clients-and-growing/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 16:00:05 +0000</pubDate>
		<dc:creator>Diane Ferguson</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Local Staffing]]></category>
		<category><![CDATA[Our Work]]></category>
		<category><![CDATA[Where We Work]]></category>
		<category><![CDATA[Africa]]></category>
		<category><![CDATA[Arusha]]></category>
		<category><![CDATA[Clients]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ending Poverty]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[MFI]]></category>
		<category><![CDATA[Microfinance]]></category>
		<category><![CDATA[Moshi]]></category>
		<category><![CDATA[Mwanga]]></category>
		<category><![CDATA[Opportunity International]]></category>
		<category><![CDATA[Opportunity Tanzania]]></category>
		<category><![CDATA[Poverty]]></category>
		<category><![CDATA[Tanzania]]></category>
		<category><![CDATA[YAO]]></category>
		<category><![CDATA[Young Ambassadors for Opportunity]]></category>

		<guid isPermaLink="false">http://www.opportunity.org/?p=19654</guid>
		<description><![CDATA[Opportunity Tanzania achieved strong growth during 2011. As of September 30th, Opportunity Tanzania was serving 5,705 microentrepreneurs with loans, reflecting an 84% growth in just nine months, having begun 2011 with 3,093 clients. Entrepreneurs like produce seller Joyce Williamson (pictured) are using loans to improve their businesses and generate more income for their families. More<a href="http://www.opportunity.org/blog/opportunity-tanzania-is-listening-to-microfinance-clients-and-growing/"> Read more...</a>]]></description>
			<content:encoded><![CDATA[<p><a  href="http://www.opportunity.org/blog/tag/2011-yao-insight-trip/" target="_blank">Opportunity Tanzania</a> achieved strong growth during 2011. As of September 30th, Opportunity Tanzania was serving 5,705 microentrepreneurs with <a  href="http://www.opportunity.org/our-work/loans/" target="_blank">loans</a>, reflecting an 84% growth in just nine months, having begun 2011 with 3,093 clients.</p>
<div id="attachment_19657" class="wp-caption alignright" style="width: 250px"><a  href="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2011/12/Joyce-Williamson_tz-client.jpg" class="thickbox no_icon" rel="gallery-19654" title="Opportunity client Joyce Williamson sells produce in a market in Mwanga, Tanzania."><img class="size-medium wp-image-19657        " title="Opportunity client Joyce Williamson sells produce in a market in Mwanga, Tanzania." src="http://c187197.r97.cf1.rackcdn.com/wp-content/uploads/2011/12/Joyce-Williamson_tz-client-300x255.jpg" alt="Opportunity client Joyce Williamson sells produce in a market in Mwanga, Tanzania." width="240" height="204" /></a><p class="wp-caption-text">Opportunity client Joyce Williamson sells produce in a market in Mwanga, Tanzania.</p></div>
<p>Entrepreneurs like produce seller Joyce Williamson (pictured) are using loans to improve their businesses and generate more income for their families.</p>
<h2>More about Joyce</h2>
<p>Joyce is the chairperson of the Upendo Mwanga Trust Group in Mwanga, and a mother of four who goes to two markets in nearby Moshi twice a week to purchase her produce stock and sell it locally. She knew that to meet her family’s needs she would need to expand, but without access to capital she found it impossible. Now, through a small loan, she’s been able to increase her inventory, making larger purchases at lower costs, increasing her profit margin. In the future she hopes to expand her business further by investing in a new structure and she says for the first time ever she’s confident that she can send all four of her children to school.</p>
<p>This year, <a  href="http://www.opportunity.org/our-work/where-we-work/microfinance-in-africa/microfinance-in-malawi/">Opportunity Malawi</a>’s transformation officer helped Opportunity Tanzania conduct a survey of clients in its Arusha and Moshi branches to determine the needs of those we seek to serve.</p>
<p><em>What did we learn?</em> Among the many important findings we learned that Opportunity Tanzania’s clients are among those who live below the poverty line, and are not always able to afford enough food for the family&#8230;</p>
<ul>
<li>47% have 3 meals per day</li>
<li>32% have 2 meals per day</li>
<li>21% have 1 meal per day</li>
</ul>
<p><em>The good news?</em> Marginalized Tanzanian families state that Opportunity is making a difference for them. Since they started accessing <a  href="http://www.opportunity.org/what-is-microfinance/">microfinance</a> loans through Opportunity Tanzania&#8230;</p>
<ul>
<li>80% feel their lives have improved greatly</li>
<li>7% feel their lives have improved moderately</li>
<li>13% feel they are still struggling</li>
</ul>
<p>Opportunity Tanzania  is committed to meeting its goals of expanding outreach to the most impoverished families in the country. It&#8217;s possible through the partnership of <a  href="http://www.opportunity.org/">Opportunity International</a> contributors like you.</p>
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