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Opportunity LiveBlog: “I cannot make my payment”
Today conference attendees gathered into groups of 10, and each took on a new identity. They became Opportunity International loan recipients, each with a unique situation. In the middle of the Trust Group simulation, they discovered something challenging: one of the members, Edif, could not pay her loan. The president of each Trust Groups alerted Read more…
The Challenge of Credit Scoring
A lack of a formal credit score makes risk mitigation particularly difficult and thus has the potential to reduce the effectiveness of microfinance. A lack of some type of credit information can cause microfinance institutions to make decisions that are not in the best interest of the client. In the worst case scenario, either someone Read more…
Posted in Loans, Our Work, Trust Groups
Tagged Clients, Credit Scoring, Ghana, Loan Officer, Loan repayment, Microfinance, mitigate risk, South Africa, Trust Groups
Tagged Clients, Credit Scoring, Ghana, Loan Officer, Loan repayment, Microfinance, mitigate risk, South Africa, Trust Groups
